This document is an electronic record in terms of the Information Technology Act, 2000 and rules made there under. This electronic record is generated by a computer system and does not require any physical or digital signatures.
This document is published in accordance with Rule 3(1) of the Information Technology (Intermediaries Guidelines and Digital Media Ethics Code) Rules, 2021 that require publishing the rules and regulations, privacy policy and user agreement for access or usage of our website www.invest.yuvira.in and/or mobile application (collectively referred to as the “Platform”).
The Platform is an internet-based platform managed and operated by Yuvira Broking Private Limited (referred to as “Company”, “we”, “us”, “our” or “Yuvira”), a wholly owned subsidiary of Yuvira Venture Private Limited.
Yuvira is incorporated under the Companies Act, 2013 with CIN U71100DL2025PTC456581 and has its registered office at Flat No. 106 II F New Asiatic Building H Block Connaught Place New Delhi Central Delhi DL 110001 IN.
Yuvira is registered as:
This communication is prepared by Yuvira Broking Private Limited and/or its affiliates. The contents of this document are confidential and privileged. This communication does not constitute advice relating to investing or otherwise dealing in securities and is not an offer or solicitation for the purchase or sale of any securities.
For the purpose of these User Terms, “you”, “your” or “User” refers to any natural or legal person who accesses the Platform and uses the Services offered by Yuvira.
You hereby authorize Yuvira and its associates to disclose and share the information provided by you with SEBI registered intermediaries, RBI, IRDA, PFRDA or any governmental or statutory authorities whenever required by law.
You also undertake to keep us informed in writing about any changes to the information provided by you and provide any additional information required by regulators or authorities.
Your use of the Platform and its Services is governed by these Terms and Conditions. By accessing the Platform, you agree to comply with these terms. If you do not agree with these terms, please discontinue using the Platform.
To access the Platform you must be at least 18 years of age, of sound mind and not barred by any law to enter into a contract.
Users are required to complete the registration process and KYC verification before accessing the Services offered on the Platform.
During registration you may be required to provide personal details including but not limited to:
Your account will be activated once Yuvira completes the KYC verification process in accordance with SEBI guidelines.
You are responsible for maintaining the confidentiality of your login credentials including your User ID and OTP. Yuvira shall not be responsible for any loss arising due to unauthorized access to your account.
By registering on the Platform you consent to receive promotional and marketing communications through email, SMS or phone calls even if your number is registered under DND.
Yuvira may record communications with its representatives for quality and training purposes.
These User Terms govern your access and use of the Platform, which includes any images, text, illustrations, designs, icons, photographs, programs, music clips, downloads, systems and methods of trading, video clips, graphics, user interfaces, visual interfaces, information, data, tools, products, written materials, services and other content (together referred to as "Content").
Yuvira grants you a limited right to use the Platform. The User agrees not to use the Platform in any way that is fraudulent or unlawful. Your right to use the Platform is subject to your agreement to abide by these User Terms and any other rules, procedures, policies or conditions applicable to the Platform.
The Platform and its Content are not intended for distribution to or use by any person or entity in any jurisdiction outside India.
You may not violate or attempt to violate the security of the Platform. Tampering with any portion of the Platform, providing inaccurate information, misrepresenting your identity, or conducting fraudulent activities on the Platform constitutes a breach of these User Terms.
The User agrees not to:
Any violation of the Platform security may result in civil or criminal liability. Yuvira may investigate such violations and cooperate with law enforcement authorities if required.
If you come across any violation of these Terms or objectionable content on the Platform, please report it to:
Email: info@Yuvira.in
You may download or copy content only where explicitly permitted on the Platform. No ownership rights are transferred to you by downloading or copying any content.
All materials including images, trademarks, logos, software and content on the Platform are the property of Yuvira or licensed to Yuvira and are protected by Indian and international intellectual property laws.
Users may view and print information from the Platform for personal use only. Users may not sell, distribute or commercially exploit any information without prior written permission from Yuvira.
The information available on the Platform is provided for convenience and informational purposes only. Nothing on the Platform should be interpreted as an offer to sell or solicitation to invest in any securities.
Yuvira does not provide business, investment, legal or tax advice. Users are advised to consult their financial, legal and tax advisors before making any investment decisions.
The Platform may contain forward-looking statements such as “may”, “will”, “expects”, “plans”, “anticipates”, “believes”, “estimates” or similar terminology. These statements involve risks and uncertainties and actual results may differ materially.
You understand and agree that neither Yuvira nor its associates shall be liable for any errors, delays, omissions or inaccuracies in information provided on the Platform.
Yuvira shall not be liable for any loss or damage caused due to:
Yuvira reserves the right to modify the information on the Platform without prior notice. Users should rely on their own judgment before making investment decisions.
Investment products displayed on the Platform are not bank deposits, are not insured and are not guaranteed by Yuvira. Investment values may increase or decrease depending on market conditions and exchange rates.
Users acknowledge that no partnership, joint venture or employment relationship is created between the user and Yuvira by using the Platform.
Prices and availability of services on the Platform may change without prior notice.
You acknowledge and understand that:
By using the Platform, you expressly agree that such use is at your sole risk. The Platform and related services are provided on an "AS IS", "AS AVAILABLE" and "WITH ALL FAULTS" basis.
Neither Yuvira nor any of its associates warrant that the Platform will be uninterrupted or error-free. Yuvira also does not guarantee the accuracy, integrity, completeness or timeliness of the information provided on the Platform.
Under no circumstances shall Yuvira or its associates be liable for any direct, indirect, incidental, special, consequential or punitive damages including loss of profits, trading losses, system failures or communication failures.
Investments listed on the Platform are speculative and involve a high degree of risk including loss of capital. Users should invest only if they understand and are capable of bearing such risks.
Yuvira may make certain investment opportunities available from third parties (“Third-Party Products”). Yuvira only creates awareness about such opportunities and does not solicit investments.
Investments in Third-Party Products may be risky and illiquid. Users should conduct their own independent research before investing.
If a payment is debited but settlement fails, the refund will be issued directly to the original account.
Basket refers to a curated group of debt securities designed to track a specific strategy. These baskets are created by SEBI registered entities such as Investment Advisors and Research Analysts.
Yuvira provides technology infrastructure to facilitate transactions in such baskets.
Users are advised to read the terms and privacy policies of the respective managers before investing. Yuvira shall not be liable for services provided by such managers.
Investments in securities markets involve risks including delay or default in payment. Past performance does not guarantee future returns.
The Platform also provides services related to discovery and investment in fixed deposits (“FD Services”) offered by RBI regulated banks and financial institutions.
These services are facilitated through FD Partners working with financial institutions.
The Company grants a limited license to use the Platform to access FD Services.
The User agrees to:
The Company may cancel FD requests if:
If fraudulent activity is suspected, the Company or FD Partners may request the financial institution to freeze the account until further action is taken.
If your FD service account is terminated or the partnership between FD Partners and financial institutions ends, you may directly contact the financial institution for support.
You agree to indemnify the Company and FD Partners against losses, damages, penalties or claims arising from breach of these terms or misuse of the services.
Information about deposit schemes including interest rates is provided by financial institutions and displayed on the Platform on an "as is" basis.
The Company does not guarantee the accuracy or completeness of such information. The Company and FD Partners do not accept deposits directly and do not manage user funds.
Financial institutions are solely responsible for acceptance or rejection of deposit requests and for refunding funds in case of cancellation.
Third-party payment gateways may be used for processing payments and the Company is not liable for delays caused by such gateways.
By Using this Platform, you represent and warrant that:
References on this Platform to any names, marks, products or services of third parties, or hypertext links to third party websites or mobile applications are provided solely as a convenience to you and do not constitute endorsement, sponsorship or recommendation of such third parties.
Yuvira is not responsible for the practices, policies, content or accuracy of any third-party websites or services. If you decide to access such third-party links, you do so entirely at your own risk.
Yuvira does not represent or endorse the accuracy or reliability of advertisements, links, downloads, distributions or other information accessed through advertisements on the Platform.
Yuvira is registered as a mutual fund distributor with the Association of Mutual Funds in India (AMFI) under AMFI Registration Number ARN-395. The initial registration date is December 3, 2024 and the validity extends until December 2, 2027.
To avail the mutual fund distribution services offered through the Platform, you must complete the onboarding process including KYC verification, bank verification, completion of risk profile and regulatory declarations.
Yuvira may retrieve your KYC information from the CKYC registry and may share the same with intermediaries and AMCs for regulatory compliance and execution of transactions.
Yuvira will validate bank account ownership using penny drop verification or bank statement verification. Investments from third-party bank accounts are not permitted.
You authorize Yuvira to share your information including KYC details with third-party service providers and AMCs for execution of transactions and compliance purposes.
The risk profiling questionnaire is intended to help assess your investment risk appetite. Recommendations generated from the risk profiler are based on certain assumptions and do not constitute investment advice.
You retain full discretion to determine whether or not to act upon the recommendations provided through the Platform.
You are advised to read all investment documents including the Key Information Memorandum (KIM), Scheme Information Document (SID), and risk factors before making investment decisions.
You acknowledge that all investment transactions made through the Platform are at your sole discretion. Investments may be made through lump sum or through Systematic Investment Plans (SIPs).
Execution services on the Platform are facilitated through Cybrilla Technologies Private Limited.
Payments may be made via RBI-approved modes including UPI, NEFT, RTGS, and e-NACH mandates.
All mutual fund transactions on the Platform will be tagged under Yuvira’s ARN Code: 315995.
Yuvira maintains an arm’s-length relationship between its distribution services and any advisory services. Currently, Yuvira operates as an execution-only platform.
All investment decisions are taken solely by the User and Yuvira shall not be responsible for any losses arising from such investment decisions.
Transactions related to mutual fund investments are considered complete only upon successful transfer of funds from your registered bank account to the relevant asset management company.
Once a transaction is completed on the Platform, it cannot be cancelled by the User.
Users may raise complaints or queries through the grievance redressal mechanism available on the website:
https://www.Yuvirainvest.in/legal#contactUs
According to Regulation 51A of the SEBI (Issue and Listing of Non-Convertible Securities) Regulations, 2021 and the OBPP Guidelines, Yuvira provides services as an Online Bond Platform Provider enabling access to listed and to-be-listed securities through the platform www.invest.yuvira.in.
Yuvira is registered as a Stock Broker in the Debt Segment of the National Stock Exchange of India with SEBI Registration Number INZ000336.
Transactions executed on the Platform may be routed through the Request for Quote (RFQ) platform offered by NSE and reported through the Corporate Bond Reporting and Integrated Clearing System (CBRICS).
Yuvira shall provide its services on a commercially reasonable effort basis. However, Yuvira shall not be liable for any losses arising due to:
We are committed to providing our Users with a fair and transparent investment environment. In the event of disputes, Users are encouraged to first raise the issue through Yuvira’s grievance redressal mechanism. If the dispute remains unresolved, it may be escalated to the appropriate regulatory authority or adjudication mechanism as prescribed under applicable laws and SEBI regulations.
We want to ensure that our Users have a clear and straightforward way to resolve disputes. This policy outlines the steps a User can take to resolve a dispute with us.
If you have a dispute with us, please reach out to us first. We will attempt to resolve the matter.
If unsatisfied with the resolution provided, you may escalate your concern to the higher authorities in the Grievance Handling hierarchy published on our website.
If you are not satisfied with the resolution provided in Step 1, you may approach the relevant stock exchange through the grievance mechanism available on the respective exchange’s website.
If resolution at Step 1 and Step 2 is unsuccessful, you have the option to file a complaint through SCORES (Securities and Exchange Board of India's Online Redressal System).
In addition to the above, we provide Online Dispute Resolution (ODR) as a mechanism to settle disputes. ODR is a web-based platform managed by a neutral third party facilitating resolution between you and Yuvira.
Upon filing a dispute, a conciliator or arbitrator will be assigned who will mediate or arbitrate the dispute and render a decision. The process will be conducted online and maintained confidential.
If dissatisfied with the conciliator's or arbitrator's decision, a party may appeal to the SEBI Appellate Tribunal.
The costs associated with the dispute resolution process will be borne by the disputing parties unless otherwise agreed.
When communicating with Yuvira through digital media, please:
By applying to open a demat account with Yuvira, you agree to submit personal information, KYC documents, and supporting records as required under the Depositories Act, SEBI regulations, NSDL/CDSL bye-laws and PMLA.
Please note that Yuvira currently does not provide depository services through CDSL.
You authorize Yuvira to share your KYC information, PAN, bank details, nominee details and other required information with NSDL, CDSL, KRAs, AMCs, clearing corporations and regulatory bodies for demat account opening, modification or regulatory reporting.
Information will be processed in compliance with NSDL data privacy guidelines.
As per SEBI and depository instructions, two-factor authentication (2FA) is required for sell transactions through the Online DIS route. The CDSL TPIN set by you will be required when initiating debit/sell transactions.
Yuvira reserves the right to freeze, block or suspend your demat account if required under regulatory directives, risk management measures, legal orders, or suspected fraudulent activity.
Yuvira may reject any order placed on the Platform due to insufficient funds, non-availability of securities, insufficient margin, trading suspension, or circuit breaker restrictions.
You consent to receive account statements, SMS alerts, transaction confirmations, DIS alerts and other notifications electronically from NSDL/CDSL or Yuvira.
You agree to pay account opening charges, annual maintenance charges, transaction charges and other tariffs as specified by Yuvira. Charges may be revised with 30 days prior notice.
Pledge or hypothecation of securities shall be executed only through NSDL/CDSL prescribed mechanisms.
You indemnify Yuvira against any loss arising from incorrect or unauthorized transaction instructions, user errors, or failures caused by third-party service providers.
If no transactions occur for a continuous period as defined by NSDL/CDSL, the account may be marked inactive and transactions may require re-validation.
Nomination and transmission of securities will follow SEBI and NSDL/CDSL regulations.
For DP services, complaints may be raised with:
You agree to indemnify and hold harmless Yuvira, its subsidiaries, affiliates, officers, directors, agents and employees from any losses, liabilities, damages, claims or expenses arising from your breach of these User Terms or violation of any applicable law.
Yuvira reserves the right to modify these User Terms from time to time. Updated terms will be communicated via email or on the Platform. Continued use of the Platform constitutes acceptance of the revised terms.
Yuvira’s platform may contain links to third-party websites. We do not control or take responsibility for their content or privacy practices. Users are advised to review the privacy policies of third-party websites.
Yuvira shall not be liable for failure to perform obligations due to events beyond reasonable control including natural disasters, network failures, war, government restrictions, or other force majeure events.
Violation of these Terms & Conditions may result in legal action. Yuvira may seek injunctive relief or other remedies available under law.
Nothing in these User Terms constitutes a partnership or agency relationship between you and Yuvira.
All notices shall be communicated in writing via email.
If any provision of these User Terms is deemed invalid or unenforceable, the remaining provisions shall remain valid.
These User Terms constitute the entire agreement between you and Yuvira with respect to use of the Platform.
You may not transfer your rights under these Terms. Yuvira may assign its rights without prior consent.
Any dispute shall be referred to a sole arbitrator appointed by Yuvira. The place of arbitration shall be New Delhi and proceedings shall be governed by the Arbitration and Conciliation Act, 1996.
These User Terms shall be governed by the laws of India. Courts in New Delhi shall have exclusive jurisdiction.
Suresh co-founded Yuvira Venture Private Limited with the vision to close the gaps that have kept the Bond market at a distance from retail customers. He is a bond market specialist with a career spanning over 20 years in the financial markets with market leading institutions like L&T Financial Services.
Suresh is a Chartered Accountant who passionately believes in the opportunity to enable and educate investors about bonds and its advantages over other forms of investment.
Copyright © 2026 Yuvira Venture Private Limited
